104 Locust St, Frederick, CO 80530 Property Records

Weld County property record for 104 Locust St, Frederick, CO 80530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1966
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Sep 2003)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-13-1-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-13-1-E+-11`
Alternative APNs	`1311-31-2-02-001` `R5529786`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,026 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)
Garage Type	Attached
Garage Area	944 sqft
Porch	Slab
Porch Area	744 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R5529786
Street Address	104 LOCUST ST
City	FREDERICK
State	CO
Zip	80530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE 20783 L14 THRU L16 BLK2
Legal Range	67W
Legal Township	2N
Legal Section	31
Legal Subdivision	FREDERICK TOWN
Legal Block	2
Legal Lot Number	14
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1009
Census Tract	2014

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 349, FREDERICK, CO 80530-0349
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jun 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK & TRUST
Aug 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2003 · Amount on Record
Deed Sale	Sep 11, 2003 · Amount on Record
Prior Sale	Jul 17, 1997 · Amount on Record
Deed Document Number	20033105410
Last Transfer Date	Oct 14, 2016
Transfer Doc	0004246589
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, FREDERICK, CO 80530
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LOCUST ST, FREDERICK, CO 80530
Investor	Possibly a Property Investor

Mortgage

Document Number	0004881402
Date	Feb 13, 2023
Instrument	4881402

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, FREDERICK, CO 80530
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004781174
Date	Dec 1, 2021
Instrument	4781174

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, FREDERICK, CO 80530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004310381
Date	Jun 14, 2017
Instrument	4310381

Lender

Name	VALLEY BANK & TRUST
Type	Bank
Address	BRIGHTON, CO 80601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Aug 9, 2019
Property Address	104 LOCUST ST, FREDERICK, CO 80530
Document Number	0004513401
Instrument Date	Aug 6, 2019
Instrument	4513401
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 LOCUST ST FREDERICK CO 80530, FREDERICK, CO 80530

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	104 LOCUST ST, FREDERICK, CO 80530
Document Number	0004487051
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LOCUST ST FREDERICK CO 80530, FREDERICK, CO 80530

Mortgage

Document Number	0004487051
Date	May 6, 2019
Instrument	4487051

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,420 (-2.12%) Land $7,340 Building $18,080	$415,495 (-) Land $120,000 Building $295,495
2025	$2,907.00 (+21.48%)	$25,970 (-3.56%) Land $7,500 Building $18,470	$415,495 (+4.4%) Land $120,000 Building $295,495
2024	$2,393.00 (+4.27%)
2023	$2,295.00	$26,930 Land $6,770 Building $20,160	$398,000 Land $100,000 Building $298,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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