St. Charles County property record for 354 Heritage Commons Cir, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 2002 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700055 |
| Primary APN | T021700055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 90 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021700055 |
|---|---|
| Street Address | 354 HERITAGE COMMONS CIR |
| City | O FALLON |
| State | MO |
| Zip | 63368-4130 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HERITAGE COMMONS VLG UNIT 193 |
| Legal Subdivision | HERITAGE COMMONS VLG |
| Legal Lot Number | 193 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 311153 |
354 Heritage Commons Cir, a condominium, is owned by a company that acquired it in February 2005.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1204 WILLOW VIEW DR, SAINT LOUIS, MO 63122-1213 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2005 |
| Deed Sale | Feb 2, 2005 |
| Prior Sale | Feb 27, 2002 · Amount on File |
| Deed Document Number | 2005103950 |
| Deed Book / Page | 4092 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 354 HERITAGE COMMONS CIR, O FALLON, MO 63368-4130 |
| Document Number | 0071750818 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11953 LONGMONT DR MARYLAND HEIGHTS MO 630431752, MARYLAND HEIGHTS, MO 63043-1752 |
| Document Number | 0071750818 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 007175/000818 |
| Instrument | 625540 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 354 Heritage Commons Cir was $2,008.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,832 (-) | $167,536 (-) Building $167,536 | |
| 2025 | $2,008.00 | $31,832 | $167,536 |
| 2023 | $30,473 | ||
| 2022 | $160,384 Building $160,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 354 Heritage Commons Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 354 Heritage Commons Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber.
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