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351 Heritage Commons Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 351 Heritage Commons Cir, O Fallon, MO 63368

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,040 sqft · built 2001
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jul 2021)
Tax Bill$2,028 (2025)
Deeds & MortgagesJan 2024 Sale
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT021700086

Property Details

APN / Parcel Number

Primary APNT021700086
Alternative APN
  • 2-113B-8817-00-0224.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,040 sqft Living Area
Gross Area1,780 sqft
1st Floor Area520 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area90 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT021700086
Street Address351 HERITAGE COMMONS CIR
CityO FALLON
StateMO
Zip63368-4141
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHERITAGE COMMONS VLG UNIT 224
Legal SubdivisionHERITAGE COMMONS VLG
Legal Lot Number224
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group3
Census Block3023
Census Tract311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address351 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Beneficiary Deed, Transfer
Jul 16, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Document Number202159763
Last Transfer DateJan 2, 2024
Transfer Doc0000000789
Record UpdatedOct 29, 2026

January 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJan 5, 2024
Property Address351 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number0000000789
Map ReferenceMB 38 PG 118&119
Instrument DateJan 2, 2024
Instrument2024R-000789
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address906 DAFFODIL TRL, O FALLON, MO 63368-7454

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 DAFFODIL TRL, O FALLON, MO 63368-7454

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2021
Property Address351 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141
Document Number0000059763
Map ReferenceMB 38 PG 118&119
Instrument DateJul 14, 2021
Instrument2021R-059763
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 HERITAGE COMMONS CIR, O FALLON, MO 63368-4141

Mortgage

Document Number0000059764
DateJul 16, 2021
Instrument2021R-059764
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,155 (-)$169,236 (-) Building $169,236
2025$2,028.00$32,155 (+4.35%)$169,236 (+4.35%)
2023$30,815
2022$162,184 Building $162,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed, Gateway Fiber.

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