St. Johns County property record for 354 Five Island Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,624 sqft · built 2022 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,650,000 (Sep 2025) |
| Tax Bill | $9,413 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 161252-0820 |
| Primary APN | 161252-0820 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 1,201 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 354 FIVE ISLAND DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106/44-48 ANTIGUA PHASE TWO LOT 82 OR6220/421 |
| Legal Range | 30 |
| Legal Township | 07 |
| Legal Section | 29 |
| Legal Subdivision | ANTIGUA PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 21408 |
Source: St. Johns County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 12, 2025 | Warranty Deed, Transfer |
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 11, 2023 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jan 10, 2023 | Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Jan 10, 2023 · Amount on Record |
| Deed Document Number | 202574728 |
| Deed Book / Page | 6220 / 421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 12, 2025 |
| Property Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0062200421 |
| Book / Page | 6220 / 421 |
| Map Reference | MB 106 PG 44 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025074728 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 MENENDEZ RD, ST AUGUSTINE, FL 32080-5328 |
| Name | Verified Name |
|---|---|
| Address | 354 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0059370402 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 5937/402 |
| Instrument | 2024030914 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 3, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0058221722 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 5822/1722 |
| Instrument | 2023071461 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 354 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0056920163 |
| Book / Page | 5692 / 163 |
| Map Reference | MB 106 PG 44-48 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2023001994 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,947.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 354 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213 |
| Document Number | 0005692165 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 5692/165 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,252,814 (+144.81%) Land $350,000 Building $902,814 | $1,252,814 (+53.09%) Land $350,000 Building $902,814 | |
| 2025 | $9,413.00 (+7.68%) Homeowner's exemption | $511,745 (+2.9%) | $818,378 (+5.14%) Land $300,000 Building $518,378 |
| 2024 | $8,742.00 (-42.09%) Homeowner's exemption | $497,323 (-36.83%) | $778,405 (-1.13%) Land $300,000 Building $478,405 |
| 2023 | $15,095.00 (+407.39%) | $787,303 (+402.11%) | $787,303 (+402.11%) Land $215,000 Building $572,303 |
| 2022 | $2,975.00 | $156,800 | $156,800 Land $156,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 293 in force |
| Nearby Flood Claims | 4 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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