St. Johns County property record for 346 Five Island Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,531 sqft · built 2022 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,903 (Apr 2022) |
| Tax Bill | $12,704 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2026 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 161252-0810 |
| Primary APN | 161252-0810 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 1,204 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 346 FIVE ISLAND DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106/44-48 ANTIGUA PHASE TWO LOT 81 OR5545/152 & 5900/1487(L/E) & 6341/190 (Q/C) |
| Legal Range | 30 |
| Legal Township | 07 |
| Legal Section | 29 |
| Legal Subdivision | ANTIGUA PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 21408 |
Source: St. Johns County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 15, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Deed Document Number | 202242502 |
| Deed Book / Page | 5545 / 152 |
| Last Transfer Date | Apr 9, 2026 |
| Transfer Doc | 0000030347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 19, 2026 |
| Property Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0063651973 |
| Book / Page | 6365 / 1973 |
| Instrument Date | May 12, 2026 |
| Instrument | 202642644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0000042644, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6365/1973 |
| Instrument | 202642644 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0000030347 |
| Book / Page | 6341 / 190 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202630347 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 15, 2024 |
| Property Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0059001487 |
| Book / Page | 5900 / 1487 |
| Map Reference | MB 106 PG 44-48 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024011526 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 346 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213 |
| Name | Verified Name |
|---|---|
| Address | 621 PASADENA DR, NORTHFIELD, NJ 08225-1141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0058751508 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 5875/1508 |
| Instrument | 2023099182 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 346 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213 |
| Document Number | 0055450152 |
| Book / Page | 5545 / 152 |
| Map Reference | MB 106 PG 44-48 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022042502 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 346 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213 |
| Document Number | 0005545154 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 5545/154 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,750 (+2.7%) | $715,910 (-0.75%) Land $155,000 Building $560,910 | |
| 2025 | $12,704.00 (+7.63%) Homeowner's exemption | $680,380 (+21.63%) | $721,348 (+28.95%) Land $155,000 Building $566,348 |
| 2024 | $11,803.00 (+18.29%) | ||
| 2023 | $9,978.00 (+213.87%) Homeowner's exemption | $559,408 (+256.77%) | $559,408 (+256.77%) Land $155,000 Building $404,408 |
| 2022 | $3,179.00 | $156,800 | $156,800 Land $156,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 293 in force |
| Nearby Flood Claims | 4 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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