354 Cape Harbour Loop, Unit 103, Bradenton, FL 34212 Property Records

Manatee County property record for 354 Cape Harbour Loop, Unit 103, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2007
Lot Size	1.63 acres (71,244 sqft)
Owner	Individual Name on File
Last Sale	$59,500 (Feb 2010)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Feb 2023 Transfer Nov 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`11086-5095-9`

Property Details

APN / Parcel Number

Primary APN	`11086-5095-9`
Alternative APN	`3418261108650959`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,244 sqft
View / Lot	Street
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	354 CAPE HARBOUR LOOP, 103
City	BRADENTON
State	FL
Zip	34212-2165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 703 BLDG 7 THE TOWNHOMES OF LIGHTHOUSE COVE V A CONDO; LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369; PI#11086.5095/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE V
Legal Tract	01108602
Legal Block	7
Legal Lot Number	703
Legal Unit	703
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

354 Cape Harbour Loop, Unit 103 is owned and occupied by an individual who acquired it in February 2023.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	354 CAPE HARBOUR LOOP, 103, BRADENTON, FL 34212-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Correction Deed
Nov 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2010 · Amount on File
Deed Sale	Feb 2, 2010 · Amount on File
Prior Sale	May 16, 2007 · Amount on File
Deed Document Number	20102777320
Deed Book / Page	2327 / 4501
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000017392
Record Updated	Oct 29, 2026

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 21, 2023
Property Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165
Document Number	0041017392
Instrument Date	Feb 8, 2023
Instrument	202341017392
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 15, 2022
Property Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165
Document Number	0041136405
Instrument Date	Sep 7, 2022
Instrument	202241136405
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2165

Tax Assessment & Valuation

The 2025 property tax bill for 354 Cape Harbour Loop, Unit 103 was $2,817 with a homeowner's exemption, down 12.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (-7.6%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$2,817.00 (-12.41%)	$195,500 Building $195,500	$195,500 Building $195,500
2024	$3,216.00 (-5.38%)
2023	$3,399.00 (+30.18%) Homeowner's exemption	$233,750 (+23.68%) Building $233,750	$233,750 (+23.68%) Building $233,750
2022	$2,611.00	$189,000 Building $189,000	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Cape Harbour Loop, Unit 103 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Cape Harbour Loop, Unit 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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