354 Cape Harbour Loop, Unit 101, Bradenton, FL 34212 Property Records

Manatee County property record for 354 Cape Harbour Loop, Unit 101, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,200 sqft · built 2007
Lot Size	1.63 acres (71,244 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jun 2018)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11086-5085-9`

Property Details

APN / Parcel Number

Primary APN	`11086-5085-9`
Alternative APN	`3418261108650859`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,244 sqft
View / Lot	End Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	354 CAPE HARBOUR LOOP, 101
City	BRADENTON
State	FL
Zip	34212-2165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 701 BLDG 7 THE TOWNHOMES OF LIGHTHOUSE COVE V A CONDO LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & 239/369 PI#11086.5085/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE V
Legal Tract	01108602
Legal Block	7
Legal Lot Number	701
Legal Unit	701
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

354 Cape Harbour Loop, Unit 101 is owned by an individual who bought it in June 2018.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	813 FIRESTONE LN, RICHARDSON, TX 75080-1515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 9, 2020	Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Mar 6, 2007 · Amount on File
Deed Document Number	201863910
Deed Book / Page	2734 / 4778
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	354 CAPE HARBOUR LOOP UNIT 101, 101, BRADENTON, FL 34212-2165
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP 101, 101, BRADENTON, FL 34212-2165

Mortgage

Document Number	0041141711
Date	Oct 25, 2021
Instrument	202141141711

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 9, 2020
Property Address	354 CAPE HARBOUR LOOP UNIT 101, 101, BRADENTON, FL 34212-2165
Document Number	0041122615
Instrument Date	Nov 3, 2020
Instrument	41122615
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 CAPE HARBOUR LOOP #101 BRADENTON FL 342122165, 101, BRADENTON, FL 34212-2165

Mortgage

Document Number	41122616
Date	Nov 9, 2020
Instrument	41122616

Lender

Name	HOME PT FIN'L
Address	9 ENTIN RD # 200, PARSIPPANY, NJ 07054-5000

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 354 Cape Harbour Loop, Unit 101 was $2,733, down 0.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,716 (-7.6%) Building $176,716	$176,716 (-7.6%) Building $176,716
2025	$2,733.00 (-0.47%)	$191,250 Building $191,250	$191,250 Building $191,250
2024	$2,746.00 (+1.18%)
2023	$2,714.00 (+3%) Homeowner's exemption	$188,181 (+3%)	$225,250 (+23.29%) Building $225,250
2022	$2,635.00 Homeowner's exemption	$182,700 Building $182,700	$182,700 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354 Cape Harbour Loop, Unit 101 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354 Cape Harbour Loop, Unit 101 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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