Camden County property record for 354 Big Bear Dr, Lake Ozark, MO 65049
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,520 sqft · built 2002 |
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 6.0 24.0 000.0 003 042.002 |
| Primary APN | 01 6.0 24.0 000.0 003 042.002 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,520 sqft Gross Area |
| Year Built | Built 2002 |
|---|---|
| Construction Type | Frame |
| Lot Area | 13,460 sqft (0.308 acres) |
| Lot Dimensions | 115 ft deep x 20 ft wide |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 354 BIG BEAR DR |
|---|---|
| City | LAKE OZARK |
| State | MO |
| Zip | 65049-6045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 11 |
| Legal Subdivision | BIG BEAR EST NO 1-1ST ADD |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | PAWHUSKA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950102 |
Source: Camden County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 354 BIG BEAR DR, LAKE OZARK, MO 65049-6045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO |
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 |
| Deed Sale | Apr 27, 2022 |
| Deed Document Number | 0000870448 |
| Deed Book / Page | 870 / 448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 354 BIG BEAR DR, LAKE OZARK, MO 65049-6045 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV |
| Name | Verified Name |
|---|---|
| Address | 354 BIG BEAR DR, LAKE OZARK, MO 65049-6045 |
| Document Number | 000349/738 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 349/738 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Apr 27, 2022 |
| Property Address | 354 BIG BEAR DR, LAKE OZARK, MO 65049-6045 |
| Document Number | 000870/448 |
| Book / Page | 870 / 448 |
| Map Reference | MB 14 PG 64 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | SUNRISE ABSTRACTING & TITLE SVCS, SUNRISE ABSTRACTING & TTL SV |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 BIG BEAR CIR, LAKE OZARK, MO 65049 |
| Document Number | 0000344447 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 344/447 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | Other |
| Max Rate | 10.3% |
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 (-15.32%) | $65,950 (-) | $347,105 (-) |
| 2023 | $65,950 (-14.48%) | $347,105 (-14.48%) | |
| 2022 | $4,120.00 | $77,120 | $405,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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