354 Avalon Bay Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 354 Avalon Bay Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 1991
Lot Size	0.294 acres (12,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2016)
Tax Bill	$6,926 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`122-397-34-00`

Property Details

APN / Parcel Number

Primary APN	`122-397-34-00`
Alternative APN	`1223815600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,185 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	12,825 sqft (0.294 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1223815600
Street Address	354 AVALON BAY PL
City	OCEANSIDE
State	CA
Zip	92057-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 428 TR 012297
Legal Subdivision	WHELAN RANCH
Legal Tract	012297
Legal Block	1
Legal Lot Number	428
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	354 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · VA Mortgage FRONTWAVE CU
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Prior Sale	Mar 23, 1998 · Amount on Record
Deed Document Number	2016474553
Prior Transfer Date	Jun 1, 2006
Prior Transfer Doc	0000392702
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	354 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000211627
Date	May 17, 2022
Instrument	2022-0211627

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	354 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000005990
Date	Jan 6, 2021
Instrument	2021-0005990

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,565 (+2%) Land $154,653 Building $460,912
2025	$6,926.00 (+5.15%)	$603,496 (+4.04%) Land $151,621 Building $451,875
2023	$6,587.00 (+1.54%)	$580,064 Land $145,735 Building $434,329
2022	$6,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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