351 Avalon Bay Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 351 Avalon Bay Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,451 sqft · built 1991
Lot Size	0.166 acres (7,252 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Sep 2017)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`122-397-31-00`

Property Details

APN / Parcel Number

Primary APN	`122-397-31-00`
Alternative APN	`1223815300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,451 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,252 sqft (0.166 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1223815300
Street Address	351 AVALON BAY PL
City	OCEANSIDE
State	CA
Zip	92057-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 425 TR 012297
Legal Subdivision	WHELAN RANCH
Legal Tract	012297
Legal Block	1
Legal Lot Number	425
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 22, 2022	Deed of Trust, Mortgage · VA Mortgage EQUITABLE MORTGAGE & REALTY INCORPORATED
May 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2019	Deed of Trust, Mortgage · VA Mortgage HOMELAND FINANCIAL NETWORK INC
Sep 15, 2017	Grant Deed, Transfer · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	2017424991
Prior Transfer Date	Jul 27, 2003
Prior Transfer Doc	0000466697
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000348152
Date	Dec 10, 2025
Instrument	2025-0348152

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000125414
Date	Mar 22, 2022
Instrument	2022-0125414

Lender

Name	EQUITABLE MORTGAGE & REALTY INCORPORATED
Address	LOS ANGELES, CA 90034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000338166
Date	May 3, 2021
Instrument	2021-0338166

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000520354
Date	Sep 8, 2020
Instrument	2020-0520354

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Document Number	0000133386
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 AVALON BAY PL OCEANSIDE CA 920574208, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	0000133386
Date	Apr 15, 2019
Instrument	133386

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2017
Property Address	351 AVALON BAY PL, OCEANSIDE, CA 92057-4208
Document Number	0000424991
Instrument Date	Aug 21, 2017
Instrument	424991
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 AVALON BAY PL OCEANSIDE CA 920574208, OCEANSIDE, CA 92057-4208

Mortgage

Document Number	424993
Date	Sep 15, 2017
Instrument	424993

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,853 (+7.77%) Land $293,936 Building $415,917
2025	$5,572.00 (+3.55%)	$658,680 (+4.04%) Land $288,173 Building $370,507
2023	$5,381.00 (-0.11%)	$633,105 Land $276,984 Building $356,121
2022	$5,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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