St. Louis County property record for 3539 Summit Ave, Saint Louis, MO 63129
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 810 sqft · built 1938 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,760 (May 2026) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30K-63-0314 |
| Primary APN | 30K-63-0314 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3539 SUMMIT AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63129-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CITY FARMS LOT 2 |
| Legal Subdivision | CITY FARMS |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 220447 |
3539 Summit Ave is owned and occupied by an individual who bought it in May 2026.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3539 SUMMIT AVE, SAINT LOUIS, MO 63129-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORPORATION |
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | May 20, 2013 · Amount on File |
| Deed Document Number | 2026331 |
| Prior Transfer Date | May 2, 2013 |
| Prior Transfer Doc | 0205100798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 26, 2026 |
| Property Address | 3539 SUMMIT AVE, SAINT LOUIS, MO 63129-1638 |
| Document Number | 0000000331 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026331 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3539 SUMMIT AVE, SAINT LOUIS, MO 63129-1638 |
| Document Number | 0000000332, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026526332 |
| Name | LENDSURE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3539 SUMMIT AVE, SAINT LOUIS, MO 63129-1638 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024011700082 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024011700082 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3539 Summit Ave was $1,937, up 14.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,800 (-) Land $28,820 Building $1,980 | $162,100 (-) Land $151,700 Building $10,400 | |
| 2025 | $1,937.00 (+14.89%) | $30,800 Land $28,820 Building $1,980 | $162,100 Land $151,700 Building $10,400 |
| 2024 | $1,686.00 (+1.26%) | ||
| 2023 | $1,665.00 (+34.82%) | $24,880 (+31.85%) Land $13,400 Building $11,480 | $130,900 Land $70,500 Building $60,400 |
| 2022 | $1,235.00 | $18,870 Land $13,400 Building $5,470 | |
| 2021 | $99,300 Land $70,500 Building $28,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3539 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3539 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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