Burke County property record for 3539 NC 181, Morganton, NC 28655
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 1995 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1775675162 |
| Primary APN | 1775675162 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Flooring | Tile |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 178,596 sqft (4.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3539 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9505 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3539 NC 181 MORGANTON, NC 28655 |
| Legal Subdivision | SURVEY FOR SCOTTY L WILSON |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20204 |
Source: Burke County records · APN 1775675162
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3539 NC 181, MORGANTON, NC 28655-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Jul 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 |
| Deed Sale | Dec 29, 2021 |
| Deed Document Number | 202115623 |
| Deed Book / Page | 2594 / 682 |
| Prior Transfer Date | Dec 28, 2021 |
| Prior Transfer Doc | 0000015623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3539 NC 181, MORGANTON, NC 28655-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3539 NC 181, MORGANTON, NC 28655-9505 |
| Document Number | 0027120458 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 2712/458 |
| Instrument | 2023009841 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3539 NC 181, MORGANTON, NC 28655-9505 |
| Document Number | 0023110635 |
| Instrument Date | Sep 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3539 NC 181 MORGANTON NC 286559505, MORGANTON, NC 28655-9505 |
| Document Number | 0023110635 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 002311/000635 |
| Instrument | 8302 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 29, 2020 |
| Property Address | 3539 NC 181, MORGANTON, NC 28655-9505 |
| Document Number | 0024780726 |
| Book / Page | 002478 / 000726 |
| Instrument Date | Jan 11, 2012 |
| Instrument | 42890 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3539 NC 181 MORGANTON NC 286559505, MORGANTON, NC 28655-9505 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 (-0.14%) | $101,127 (-) Land $31,630 Building $69,497 | $101,127 (-) Land $31,630 Building $69,497 |
| 2023 | $735.00 | $101,127 Land $31,630 Building $69,497 | $101,127 Land $31,630 Building $69,497 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 10 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MORGANTON serves 27,221 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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