3529 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 3529 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,021 sqft · built 1955
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jul 2017)
Tax Bill	$1,988 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1775675588`

Property Details

APN / Parcel Number

Primary APN	`1775675588`
Alternative APN	`21639`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,021 sqft Living Area
1st Floor Area	1,021 sqft
Basement Area	255 sqft
Unfinished Basement	255 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	188,179 sqft (4.32 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	347 sqft
Deck Area	180 sqft
Patio Area	244 sqft
Shed	1 Shed
Shed Area	240 sqft
Lean-To	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3529 NC 181
City	MORGANTON
State	NC
Zip	28655-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3529 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3529 NC 181, MORGANTON, NC 28655-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 12, 2018	Deed of Trust, Mortgage COMPETITIVE HOUSING CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	20176290
Deed Book / Page	2301 / 826
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3529 NC 181, MORGANTON, NC 28655-9505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024150208
Date	Jul 29, 2019
Book Page	2415/0208
Instrument	2017030397

Lender

Name	STATE EMPLOYEES CU
Type	Funding / Finance Company
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3529 NC 181, MORGANTON, NC 28655-9505
Document Number	0023560892
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3529 NC 181 MORGANTON NC 286559505, MORGANTON, NC 28655-9505

Mortgage

Document Number	0023560892
Date	Jul 16, 2018
Book Page	002356/000892
Instrument	17951

Lender

Name	COMPETITIVE HOUSING CENTER
Address	521 E FLEMING DR, MORGANTON, NC 28655-5397

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,988.00 (+3.01%)	$282,656 (+2.77%) Land $32,457 Building $250,199	$282,656 (+2.77%) Land $32,457 Building $250,199
2025	$1,930.00 (+4.44%)	$275,026 (-) Land $32,457 Building $242,569	$275,026 (-) Land $32,457 Building $242,569
2023	$1,848.00	$275,026 Land $32,457 Building $242,569	$275,026 Land $32,457 Building $242,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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