Carroll County property record for 3539 Mail Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,094 sqft · built 1980 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Jul 2018) |
| Tax Bill | $6,373 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-012370 |
| Primary APN | 09-012370 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,094 sqft Total Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 166,399 sqft (3.82 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 819 sqft |
| Deck Area | 174 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Solar |
| Sewer | Connected |
| Account Number | 012370 |
|---|---|
| Street Address | 3539 MAIL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 1 - 3.82 ACS 3539 MAIL RD 10-93 GLENVUE ACRES |
| Legal Subdivision | GLENVUE ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Unknown PRESIDENTIAL BANK FSB |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 27, 2018 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on Record |
| Deed Sale | Jul 27, 2018 · Amount on Record |
| Prior Sale | Jan 3, 1984 · Amount on Record |
| Deed Book / Page | 9075 / 486 |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 0091870325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Document Number | 0115710424 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 11571/424 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094520367 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 9452/0367 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0093770240 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 9377/0240 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0106100224 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 10610/224 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 17, 2018 |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Document Number | 0091870325 |
| Book / Page | 009187 / 000325 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3539 MAIL RD WESTMINSTER MD 211577714, WESTMINSTER, MD 21157-7714 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 27, 2018 |
| Property Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Document Number | 0090750486 |
| Book / Page | 9075 / 0486 |
| Map Reference | MB10 FO93 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3539 MAIL RD, WESTMINSTER, MD 21157-7714 |
| Document Number | 0009075494 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 9075/494 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,373.00 (+3.64%) Homeowner's exemption | $563,767 (+3.68%) | $583,800 (-) Land $204,100 Building $379,700 |
| 2025 | $6,149.00 (+7.56%) | $543,733 (+7.47%) | $583,800 (+11.48%) Land $204,100 Building $379,700 |
| 2023 | $5,717.00 | $505,933 | $523,700 Land $204,100 Building $319,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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