Carroll County property record for 3400 Mail Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,776 sqft · built 1973 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Jun 2019) |
| Tax Bill | $5,486 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-001115 |
| Primary APN | 09-001115 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,776 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 224,334 sqft (5.15 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 516 sqft |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 001115 |
|---|---|
| Street Address | 3400 MAIL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.1496 ACS 3400 MAIL RD NR NE/S SAMS CREEK RD |
| Legal Subdivision | SAMS CREEK |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 509001 |
3400 Mail Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 MAIL RD, WESTMINSTER, MD 21157-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC |
| Jun 17, 2019 | Grant Deed, Transfer · Conventional with PMI EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Prior Sale | Jun 27, 2012 · Amount on File |
| Deed Book / Page | 9320 / 305 |
| Prior Transfer Date | Sep 29, 2010 |
| Prior Transfer Doc | 0063100425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3400 MAIL RD, WESTMINSTER, MD 21157-7716 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SECURITY AMERICAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0094790467 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 9479/0467 |
| Name | AURORA FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 17, 2019 |
| Property Address | 3400 MAIL RD, WESTMINSTER, MD 21157-7716 |
| Document Number | 0093200305 |
| Book / Page | 009320 / 000305 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3400 MAIL RD WESTMINSTER MD 211577716, WESTMINSTER, MD 21157-7716 |
| Document Number | 93200311 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 009320/000311 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2026 property tax bill for 3400 Mail Rd was $5,486 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,486.00 (+5.44%) Homeowner's exemption | $488,333 (+5.78%) | $515,000 (-) Land $210,700 Building $304,300 |
| 2025 | $5,203.00 Homeowner's exemption | $461,667 | $515,000 Land $210,700 Building $304,300 |
| 2023 | $4,448.00 | $393,633 | $435,000 Land $200,700 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3400 Mail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3400 Mail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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