3539 Creek Holw, Buford, GA 30519 Property Records

Hall County property record for 3539 Creek Holw, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,133 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$371,380 (Mar 2021)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-048-001-194`

Property Details

APN / Parcel Number

Primary APN	`15-048-001-194`
Alternative APN	`87193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,133 sqft Heated Area
1st Floor Area	2,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	494 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	87193
Street Address	3539 CREEK HOLW
City	BUFORD
State	GA
Zip	30519-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	TRINITY FALLS S/D LOT 194 PHASE 1
Legal Subdivision	TRINITY FALLS
Legal Phase	1
Legal Tract	ITY
Legal Lot Number	194
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	1
Census Block	1026
Census Tract	1605

Owner

3539 Creek Holw is owned and occupied by two individuals who bought it in March 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3539 CREEK HOLW, BUFORD, GA 30519-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Deed Document Number	20212766
Deed Book / Page	8772 / 1
Record Updated	Oct 29, 2026

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Mar 24, 2021
Property Address	3539 CREEK HOLW, BUFORD, GA 30519-2013
Document Number	0087720001
Book / Page	8772 / 1
Instrument Date	Mar 24, 2021
Instrument	2021-002766
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3539 CREEK HOLW, BUFORD, GA 30519-2013

Mortgage

Document Number	0087720000000003
Date	Mar 26, 2021
Book Page	0000008772/0000000003

Lender

Name	INSPIRE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3539 Creek Holw was $1,506 with a homeowner's exemption, up 5.3% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00 (+5.31%) Homeowner's exemption	$192,360 (+1.03%) Land $35,360 Building $157,000	$480,900 (+1.03%) Land $88,400 Building $392,500
2025	$1,430.00 Homeowner's exemption	$190,400 Land $35,360 Building $155,040	$476,000 Land $88,400 Building $387,600
2023	$1,625.00 (-57.64%) Homeowner's exemption	$178,880 (+26.76%) Land $31,800 Building $147,080	$447,200 (+26.76%) Land $79,500 Building $367,700
2022	$3,836.00 Homeowner's exemption	$141,120 Land $28,000 Building $113,120	$352,800 Land $70,000 Building $282,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3539 Creek Holw in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3539 Creek Holw is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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