3531 Creek Holw, Buford, GA 30519 Property Records

Hall County property record for 3531 Creek Holw, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,383 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$403,670 (Jun 2021)
Tax Bill	$5,362 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-048-001-242`

Property Details

APN / Parcel Number

Primary APN	`15-048-001-242`
Alternative APN	`88810`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,383 sqft Heated Area
1st Floor Area	1,560 sqft
2nd Floor Area	1,823 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	88810
Street Address	3531 CREEK HOLW
City	BUFORD
State	GA
Zip	30519-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	TRINITY FALLS PH 3 LOT 192
Legal Phase	3
Legal Tract	ITY
Legal Lot Number	192
Jurisdiction	HALL GA
Township / Civil Division	FLOWERY BRANCH
Census Block Group	1
Census Block	1026
Census Tract	1605

Owner

3531 Creek Holw is owned and occupied by an individual who bought it in June 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3531 CREEK HOLW, BUFORD, GA 30519-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit CARO FEDERAL CREDIT UNION
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jun 15, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20215947
Deed Book / Page	8854 / 1
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3531 CREEK HOLW, BUFORD, GA 30519-2013
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CREEK HOLW, BUFORD, GA 30519-2013

Mortgage

Document Number	0094430000000492
Date	Mar 7, 2024
Book Page	0000009443/0000000492

Lender

Name	CARO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3531 CREEK HOLW, BUFORD, GA 30519-2013
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090500000000593
Date	Feb 2, 2022
Book Page	0000009050/0000000593

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jun 15, 2021
Property Address	3531 CREEK HOLW, BUFORD, GA 30519-2013
Document Number	0088540001
Book / Page	8854 / 1
Instrument Date	Jun 15, 2021
Instrument	2021-005947
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 CREEK HOLW, BUFORD, GA 30519-2013

Mortgage

Document Number	0088540000000003
Date	Jun 17, 2021
Book Page	0000008854/0000000003

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3531 Creek Holw was $5,362 with a homeowner's exemption, up 3.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,362.00 (+3.55%) Homeowner's exemption	$224,720 (+1.08%) Land $35,360 Building $189,360	$561,800 (+1.08%) Land $88,400 Building $473,400
2025	$5,178.00 Homeowner's exemption	$222,320 Land $35,360 Building $186,960	$555,800 Land $88,400 Building $467,400
2023	$5,618.00 (+21.92%) Homeowner's exemption	$217,200 (+28.13%) Land $31,800 Building $185,400	$543,000 (+28.13%) Land $79,500 Building $463,500
2022	$4,608.00 Homeowner's exemption	$169,520 Land $28,000 Building $141,520	$423,800 Land $70,000 Building $353,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3531 Creek Holw in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 Creek Holw is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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