35389 Rayne Rd, Willards, MD 21874 Property Records

Wicomico County property record for 35389 Rayne Rd, Willards, MD 21874 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,716 sqft · built 1996
Lot Size	5.07 acres (220,849 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Mar 2024)
Tax Bill	$2,660 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2020 Loan Modification + 2 more
Flood Zone	Zone A (high risk)
APN	`14-022473`

Property Details

APN / Parcel Number

Primary APN	`14-022473`
Alternative APN	`022473`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,716 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	220,849 sqft (5.07 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	595 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022473
Street Address	35389 RAYNE RD
City	WILLARDS
State	MD
Zip	21874-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL A L 1-5.07 AC 35389 RAYNE RD E DEAN RICHARDSON SUB
Legal Subdivision	DEAN RICHARDSON SUB
Legal Block	A
Legal Lot Number	1
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	1
Census Block	1047
Census Tract	10604

Owner

Source: Wicomico County records · APN 14-022473

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35389 RAYNE RD, WILLARDS, MD 21874-1380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 13, 2020	Loan Modification, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage MNET MTG
Dec 27, 2017	Grant Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Book / Page	5363 / 200
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 11, 2024
Property Address	35389 RAYNE RD, WILLARDS, MD 21874-1380
Document Number	0053630200
Book / Page	5363 / 200
Map Reference	CAB MSB 11 FO 15
Instrument Date	Mar 01, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,695.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35389 RAYNE RD, WILLARDS, MD 21874-1380

Mortgage

Document Number	0053630207
Date	Mar 11, 2024
Instrument	5363-0207

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WICOMICO MD
Property Address	35389 RAYNE RD, WILLARDS, MD 21874-1380
Document Number	0047020053
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35389 RAYNE RD WILLARDS MD 218741380, WILLARDS, MD 21874-1380

Mortgage

Document Number	0047020053
Date	Sep 22, 2020
Book Page	004702/000053

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	35389 RAYNE RD, WILLARDS, MD 21874-1380
Document Number	0042700104
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 08, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35389 RAYNE RD WILLARDS MD 218741380, WILLARDS, MD 21874-1380

Mortgage

Document Number	0042700104
Date	Dec 27, 2017
Book Page	004270/000104

Lender

Name	MNET MTG
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 27, 2017
Property Address	35389 RAYNE RD, WILLARDS, MD 21874-1380
Document Number	0042700096
Book / Page	004270 / 000096
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35389 RAYNE RD WILLARDS MD 218741380, WILLARDS, MD 21874-1380

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,400 (+30.53%)	$329,600 (+17.17%) Land $58,100 Building $271,500
2025	$2,660.00 (+17.08%)
2023	$2,272.00	$227,833	$281,300 Land $50,100 Building $231,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 76% of Maryland
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rayne Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures