35545 Rayne Rd, Willards, MD 21874 Property Records

Wicomico County property record for 35545 Rayne Rd, Willards, MD 21874 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,514 sqft · built 1996
Lot Size	4.15 acres (180,774 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Sep 1999)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-011641`

Property Details

APN / Parcel Number

Primary APN	`14-011641`
Alternative APN	`011641`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	180,774 sqft (4.15 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	60 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011641
Street Address	35545 RAYNE RD
City	WILLARDS
State	MD
Zip	21874-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL A L 2-4.15 AC 35545 RAYNE RD NE OF PITTSVILLE
Legal Subdivision	GLEN F & PEARL B RICHARDSON SU
Legal Block	A
Legal Lot Number	2
Jurisdiction	WICOMICO MD
Township / Civil Division	14, WILLARDS
Census Block Group	1
Census Block	1047
Census Tract	10604

Owner

Source: Wicomico County records · APN 14-011641

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35545 RAYNE RD, WILLARDS, MD 21874-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Aug 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN
Sep 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 1999 · Amount on Record
Deed Sale	Sep 02, 1999 · Amount on Record
Deed Document Number	19992138
Deed Book / Page	1702 / 388
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	35545 RAYNE RD, WILLARDS, MD 21874-1347
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053750174
Date	Apr 04, 2024
Book Page	5375/174

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank
Address	SALISBURY, MD 21801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 28, 2029

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	35545 RAYNE RD, WILLARDS, MD 21874-1347
Document Number	0043610413
Instrument Date	Aug 08, 2018
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35545 RAYNE RD WILLARDS MD 218741347, WILLARDS, MD 21874-1347

Mortgage

Document Number	0043610413
Date	Aug 10, 2018
Book Page	004361/000413

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 09, 2025

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	35545 RAYNE RD, WILLARDS, MD 21874-1347
Document Number	0042230299
Book / Page	004223 / 000299
Instrument Date	Sep 01, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35545 RAYNE RD WILLARDS MD 218741347, WILLARDS, MD 21874-1347

Mortgage

Document Number	0042230299
Date	Sep 12, 2017
Book Page	004223/000299

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21803-4248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 11, 2022

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,333 (+28.94%)	$336,400 (+16.08%) Land $55,800 Building $280,600
2025	$1,945.00 (+7.16%) Homeowner's exemption
2023	$1,815.00 Homeowner's exemption	$236,800	$289,800 Land $47,800 Building $242,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 68% of Maryland
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Talkie Communications	Fiber	10,000 / 10,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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