St. Louis County property record for 3538 Wolf Lake Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,598 sqft Gross Area |
| Lot Size | 277,913 sqft (6.38 acres) |
| Garage | 600 sqft |
| Last Sale | $800,000 (2021) |
| Tax Bill | $24,610.00 (2026) |
Source: St. Louis County records · APN 652-0010-05525
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4110 UPTON AVE S, MINNEAPOLIS, MN 55410-1261 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 01, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage FRANDSEN BANK & TRUST |
| Jul 22, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage CITIZENS STATE BANK LA CROSSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Deed Doc Number | 20211419829 |
| Prior Transfer Date | Apr 04, 2018 |
| Prior Transfer Doc | 0001330505 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3538 WOLF LAKE RD, ELY, MN 55731-8452 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4110 UPTON AVE S, MINNEAPOLIS, MN 55410-1261 |
| Document Number | 0001448611 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 1448611 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 22, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 22, 2021 |
| Property Address | 3538 WOLF LAKE RD, ELY, MN 55731-8452 |
| Document Number | 0001419829 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 1419829 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4110 UPTON AVE S, MINNEAPOLIS, MN 55410-1261 |
| Document Number | 0001419830 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 1419830 |
| Name | CITIZENS STATE BANK LA CROSSE |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 15, 2028 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,610.00 (+43.1%) | ||
| 2025 | $17,198.00 (+30.41%) | $2,074,300 (+31.66%) Land $1,028,600 Building $1,045,700 | $2,074,300 (+31.66%) Land $1,028,600 Building $1,045,700 |
| 2024 | $13,188.00 | $1,575,500 (+85.46%) Land $895,500 Building $680,000 | $1,575,500 (+85.46%) Land $895,500 Building $680,000 |
| 2022 | $849,500 Land $692,400 Building $157,100 | $849,500 Land $692,400 Building $157,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | High above 76% of the US · above 91% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 437 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 652-0010-05525 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,598 sqft Gross Area |
| 1st Floor | 2,598 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Custom Design Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 277,913 sqft (6.38 acres) |
| Garage Area | 600 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | Deck Area |
| Porch Area | 417 sqft Porch |
| Sauna | Sauna |
| Boat House | 240 sqft Boat House |
| Storage Building | 110 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1113457 |
|---|---|
| Street Address | 3538 WOLF LAKE RD |
| City | ELY |
| State | MN |
| Zip | 55731-8452 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 4 BEG 1056 FT WEST OF SECORNER THENCE ELY 396 FT TO SHORE OFBURNTSIDE LAKE THENCE N ALONG SAID LAKESHORE 775 FT |
| Legal Range | 14W |
| Legal Township | 63N |
| Legal Section | 36 |
| Legal Subdivision | BURNTSIDE LAKE |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | NORTHEAST ST. LOUIS |
| Census Blockgroup | 1 |
| Census Block | 1237 |
| Census Tract | 15502 |
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