3518 Wolf Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3518 Wolf Lake Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1997
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Tax Bill	$30,084 (2026)
Flood Zone	Zone X (minimal risk)
APN	`652-0010-05524`

Property Details

APN / Parcel Number

Primary APN	`652-0010-05524`
Alternative APN	`1055086`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,020 sqft Gross Area
1st Floor Area	1,808 sqft
Basement Area	1,627 sqft
Finished Basement	1,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	235,224 sqft (5.4 acres)
Garage Area	1,680 sqft

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	45 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1055086
Street Address	3518 WOLF LAKE RD
City	ELY
State	MN
Zip	55731-8452
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PART OF G.L.4 BEG AT SE COR OF G.L.THENCE S85DEG33'11"W ALONG S LINE OF G.LTO SHORE THENCE NELY ALONG SHORE 950 FTTO THE
Legal Range	14W
Legal Township	63N
Legal Section	36
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1313
Census Tract	15502

Owner

Source: St. Louis County records · APN 652-0010-05524

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1656 STANFORD LN, SARASOTA, FL 34231-3032
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,084.00 (+26.68%)
2025	$23,748.00 (+7.88%)	$2,422,300 (+17.1%) Land $1,179,500 Building $1,242,800	$2,422,300 (+17.1%) Land $1,179,500 Building $1,242,800
2024	$22,014.00	$2,068,600 (+31.84%) Land $1,026,700 Building $1,041,900	$2,068,600 (+31.84%) Land $1,026,700 Building $1,041,900
2022		$1,569,000 Land $822,900 Building $746,100	$1,569,000 Land $822,900 Building $746,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force 4 of 23 on primary residences

Wildfire

Wildfire Risk	High above 76% of the US · above 91% of Minnesota
Wildfire Likelihood	About 1 in 437 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.