3538 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3538 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,084 sqft · built 2015
Lot Size	0.103 acres (4,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2018)
Tax Bill	$8,636 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-3500`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-3500`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,644 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,470 sqft (0.103 acres)
Patio Area	1,088 sqft

Location & Zoning

Street Address	3538 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT 16BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	23
Legal Lot Number	16
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1019
Census Tract	12701

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3538 W 86TH TER, HIALEAH, FL 33018-1896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage MONROE FUNDING CORP ISAOA ATIMA
May 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH FLORIDA TITLE ASSOCIAT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	2018302440
Deed Book / Page	30985 / 2988
Last Transfer Date	May 3, 2019
Transfer Doc	0000304541
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3538 W 86TH TER, HIALEAH, FL 33018-1896
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000536219
Date	Sep 25, 2017
Book Page	30693/2294
Instrument	2017R0536219

Lender

Name	MONROE FUNDING CORP ISAOA ATIMA
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33308

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	May 16, 2019
Property Address	3538 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000304541
Book / Page	031445 / 001316
Instrument Date	May 3, 2019
Instrument	304541
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3538 W 86TH TER HIALEAH FL 330181896, HIALEAH, FL 33018-1896

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 22, 2018
Property Address	3538 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000302440
Book / Page	30985 / 2988
Map Reference	MB 169 PG 94
Instrument Date	May 15, 2018
Instrument	2018R0302440
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SOUTH FLORIDA TITLE ASSOCIAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12540 W RANDALL PARK DR, 12540, MIAMI, FL 33167-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000302441
Date	May 22, 2018
Instrument	2018R0302441

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,636.00 (+3.91%) Homeowner's exemption	$351,334 (+5.99%)	$657,479 (+12.97%) Land $196,680 Building $460,799
2023	$8,311.00 (+3.01%) Homeowner's exemption	$331,489 (+3%)	$581,978 (+6.15%) Land $185,505 Building $396,473
2022	$8,068.00 Homeowner's exemption	$321,834	$548,277 Land $98,340 Building $449,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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