3522 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3522 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,084 sqft · built 2015
Lot Size	0.103 acres (4,470 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Apr 2026)
Tax Bill	$14,274 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-3540`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-3540`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,644 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,470 sqft (0.103 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3522 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT20 BLK 23 LOT SIZE 4470 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	23
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1019
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3392 W 90TH TER, HIALEAH, FL 33018-2007
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage D R F VENTURES LLC
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Oct 26, 2017	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	2026293028
Deed Book / Page	35280 / 3635
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 30, 2026
Property Address	3522 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000293028
Book / Page	35280 / 3635
Instrument Date	Apr 23, 2026
Instrument	2026.293028
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$515,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3522 W 86TH TER, HIALEAH, FL 33018-1896
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000033265
Date	Jan 18, 2023
Book Page	33545/110
Instrument	2023R0033265

Lender

Name	D R F VENTURES LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 8, 2023
Property Address	3522 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000306453
Book / Page	33696 / 2468
Map Reference	MB 169 PG 94
Instrument Date	Apr 24, 2023
Instrument	2023R0306453
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6416 NW 102ND CT # CT103, CT103, DORAL, FL 33178-3092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000002476
Date	May 8, 2023
Instrument	33696/2476

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 26, 2017
Property Address	3522 W 86TH TER, HIALEAH, FL 33018-1896
Document Number	0000607739
Book / Page	30734 / 4350
Map Reference	MB 169 PG 94
Instrument Date	Oct 25, 2017
Instrument	2017R0607739
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8610 NW 36TH ST, 8610, SUNRISE, FL 33351-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 W 86TH TER, HIALEAH, FL 33018-1896

Mortgage

Document Number	0000607740
Date	Oct 26, 2017
Instrument	2017R0607740

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	4
Max Rate	12.2%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,274.00 (-5.81%)	$653,688 (+62.27%) Land $196,680 Building $457,008	$653,688 (+13.07%) Land $196,680 Building $457,008
2024	$15,154.00 (+57.04%)
2023	$9,650.00 (+3.01%) Homeowner's exemption	$402,848 (+3%)	$578,107 (+6.2%) Land $185,505 Building $392,602
2022	$9,368.00 Homeowner's exemption	$391,115	$544,366 Land $98,340 Building $446,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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