Charles County property record for 3538 Pipestone Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,038 sqft · built 2015 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jan 2015) |
| Tax Bill | $17,326 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-354375 |
| Primary APN | 06-354375 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 466 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,047 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 354375 |
|---|---|
| Street Address | 3538 PIPESTONE PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-4693 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 58 PH 2 SEC 2 STONEBRIDGE SUB |
| Legal Subdivision | STONEBRIDGE SUB |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 850802 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3538 PIPESTONE PL, WALDORF, MD 20601-4693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Mar 28, 2019 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2015 · Amount on Record |
| Deed Sale | Jan 23, 2015 · Amount on Record |
| Deed Book / Page | 8803 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3538 PIPESTONE PL, WALDORF, MD 20601-4693 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3538 PIPESTONE PL, WALDORF, MD 20601-4693 |
| Document Number | 0132780221 |
|---|---|
| Date | May 8, 2024 |
| Book Page | 13278/221 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3538 PIPESTONE PL, WALDORF, MD 20601-4693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0101010280 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 10101/280 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 28, 2019 |
| Property Address | 3538 PIPESTONE PL, WALDORF, MD 20601-4693 |
| Document Number | 0105820081 |
| Book / Page | 010582 / 000081 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | BUYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3538 PIPESTONE PL WALDORF MD 206014693, WALDORF, MD 20601-4693 |
| Document Number | 105820086 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 010582/000086 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,900 (+4.74%) Land $95,000 Building $271,900 | $366,900 (-3.9%) Land $95,000 Building $271,900 | |
| 2025 | $17,326.00 (+177.79%) | ||
| 2023 | $6,237.00 Homeowner's exemption | $350,300 | $381,800 Land $120,000 Building $261,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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