3537 Pipestone Pl, Waldorf, MD 20601 Property Records

Charles County property record for 3537 Pipestone Pl, Waldorf, MD 20601

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,384 sqft · built 2015
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Nov 2022)
Tax Bill	$18,570 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-354393`

Property Details

APN / Parcel Number

Primary APN	`06-354393`
Alternative APN	`354393`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,384 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	640 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,483 sqft (0.057 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	354393
Street Address	3537 PIPESTONE PL
City	WALDORF
State	MD
Zip	20601-4693
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RH
Legal Description	LOT 52 PH 2 SEC 2 STONEBRIDGE SUB
Legal Subdivision	STONEBRIDGE SUB
Legal Phase	2
Legal Block	2
Legal Lot Number	52
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2009
Census Tract	850802

Owner

3537 Pipestone Pl, a townhouse, is owned and occupied by an individual who bought it in November 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3537 PIPESTONE PL, WALDORF, MD 20601-4693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Mar 10, 2016 · Amount on File
Deed Book / Page	12775 / 231
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 22, 2022
Property Address	3537 PIPESTONE PL, WALDORF, MD 20601-4693
Document Number	0127750231
Book / Page	12775 / 231
Map Reference	MB 59 PG 538
Instrument Date	Nov 9, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3537 PIPESTONE PL, WALDORF, MD 20601-4693

Mortgage

Document Number	0012775239
Date	Nov 22, 2022
Instrument	12775/239

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year TN
Margin	2
Max Rate	11.6%

Tax Assessment & Valuation

The 2025 property tax bill for 3537 Pipestone Pl was $18,570.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,467	$426,800 Land $95,000 Building $331,800
2025	$18,570.00
2023	$6,841.00	$376,100	$407,800 Land $120,000 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3537 Pipestone Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3537 Pipestone Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20