Jefferson County property record for 3538 Ketha Hts, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1972 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2010) |
| Tax Bill | $1,209 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118.033.00000021 |
| Primary APN | 118.033.00000021 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 62,291 sqft |
| Porch | Open Frame Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3538 KETHA HTS |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | KETHA HEIGHTS 3 LOT 4 & PT LOT 3 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 33 |
| Legal Subdivision | KETHA HEIGHTS 3 |
| Legal Block | 2 |
| Legal Lot Number | 4,3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 700605 |
3538 Ketha Hts is owned and occupied by an individual who bought it in June 2010.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3538 KETHA HTS, FESTUS, MO 63028-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 20, 2019 | Deed of Trust, Mortgage BANK OF WA |
| Mar 15, 2019 | Deed of Trust, Mortgage BANK OF WA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2010 · Amount on File |
| Deed Sale | Jun 24, 2010 · Amount on File |
| Deed Document Number | 201020984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 29, 2020 |
| Property Address | 3538 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000050397 |
| Instrument Date | Dec 20, 2020 |
| Instrument | 50397 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 557 JOAN DR UNION MO 630842514, UNION, MO 63084-2514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3538 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000031182 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 557 JOAN DR UNION MO 630842514, UNION, MO 63084-2514 |
| Document Number | 0000031182 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 31182 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 7, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3538 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000007945 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 557 JOAN DR UNION MO 630842514, UNION, MO 63084-2514 |
| Document Number | 0000007945 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 7945 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2049 |
The 2025 property tax bill for 3538 Ketha Hts was $1,209, up 6% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,700 (-) Land $3,300 Building $16,400 | $103,700 (-) Land $17,400 Building $86,300 | |
| 2025 | $1,209.00 (+5.96%) | $19,700 Land $3,300 Building $16,400 | $103,700 (-) Land $17,400 Building $86,300 |
| 2024 | $1,141.00 (+2.33%) | $103,700 (+8.36%) Land $17,400 Building $86,300 | |
| 2023 | $1,115.00 | $18,200 Land $3,300 Building $14,900 | $95,700 Land $17,400 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3538 Ketha Hts in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3538 Ketha Hts is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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