Jefferson County property record for 3532 Ketha Hts, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 858 sqft · built 1940 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,788 (Apr 2026) |
| Tax Bill | $1,443 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118.033.00000022 |
| Primary APN | 118.033.00000022 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 208 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 98,010 sqft |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Open Frame Porch |
| Porch Area | 700 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3532 KETHA HTS |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | KETHA HEIGHTS 2 PT LOT 3 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 33 |
| Legal Subdivision | KETHA HEIGHTS 2 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 700605 |
3532 Ketha Hts is owned and occupied by two individuals who bought it in April 2026.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 8, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 13, 2024 | Warranty Deed, Transfer · Commercial Mortgage RAW PROPERTY MANGEMENT LLC |
| Jun 27, 2024 | Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK |
| Jun 27, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Dec 13, 2024 |
| Deed Document Number | 20269284 |
| Prior Transfer Date | Jun 21, 2024 |
| Prior Transfer Doc | 0000015683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 8, 2026 |
| Property Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000009284 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269284 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000009285, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20269285 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 13, 2024 |
| Property Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000031294 |
| Map Reference | MB 39 PG 19 |
| Instrument Date | Dec 10, 2024 |
| Instrument | 2024R-031294 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000031295 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024R-031295 |
| Name | RAW PROPERTY MANGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 27, 2024 |
| Property Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000015684 |
| Map Reference | MB 39 PG 19 |
| Instrument Date | Jun 21, 2024 |
| Instrument | 2024R-015684 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 738 WATTS ACRES RD, ROBERTSVILLE, MO 63072-1910 |
| Name | Verified Name |
|---|---|
| Address | 888 STACEY LN, FENTON, MO 63026-5246 |
| Document Number | 0000015685 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 2024R-015685 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 20, 2025 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 27, 2024 |
| Property Address | 3532 KETHA HTS, FESTUS, MO 63028-4603 |
| Document Number | 0000015683 |
| Map Reference | MB 39 PG 19 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2024R-015683 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 738 WATTS ACRES RD, ROBERTSVILLE, MO 63072-1910 |
The 2025 property tax bill for 3532 Ketha Hts was $1,443, up 0.5% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,500 (-) Land $3,300 Building $20,200 | $124,100 (-) Land $17,600 Building $106,500 | |
| 2025 | $1,443.00 (+0.49%) | $23,500 Land $3,300 Building $20,200 | $124,100 (-) Land $17,600 Building $106,500 |
| 2024 | $1,436.00 (+2.35%) | $124,100 (+2.65%) Land $17,600 Building $106,500 | |
| 2023 | $1,403.00 | $22,900 Land $3,300 Building $19,600 | $120,900 Land $17,600 Building $103,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3532 Ketha Hts in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3532 Ketha Hts is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures