Santa Clara County property record for 3538 Kersten Dr, San Jose, CA 95124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1959 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,281,000 (Jun 2021) |
| Tax Bill | $18,279 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2026 Transfer + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 447-13-013 |
| Primary APN | 447-13-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 3538 KERSTEN DR |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95124-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 2108 BOOK 99 PAGE 2 LOT 64 |
| Legal Subdivision | TRACT NO 2108 |
| Legal Tract | 2108 |
| Legal Lot Number | 64 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 502908 |
Source: Santa Clara County records · APN 447-13-013
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer · Line of Credit BETTER MORTGAGE CORPORATION |
| Feb 17, 2026 | Intrafamily Transfer, Transfer MORTGAGE CONNECT |
| Mar 25, 2022 | Intrafamily Transfer, Transfer |
| Jun 24, 2021 | Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 21, 2017 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Jul 21, 2017 · Amount on Record |
| Deed Document Number | 202125006433 |
| Last Transfer Date | Mar 05, 2022 |
| Transfer Doc | 0025269361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 17, 2026 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025944521 |
| Map Reference | MB 99 PG 2 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 25944521 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025944522 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 25944522 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2041 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 17, 2026 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025944520 |
| Map Reference | MB 99 PG 2 |
| Instrument Date | Jan 24, 2026 |
| Instrument | 25944520 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Name | Verified Name |
|---|---|
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 25, 2022 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025269361 |
| Map Reference | MB 99 PG 2 |
| Instrument Date | Mar 05, 2022 |
| Instrument | 25269361 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 24, 2021 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025006433 |
| Map Reference | MB 99 PG 2 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 25006433 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0025006434 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 25006434 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 15, 2017 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0023828721 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 23828721 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3538 KERSTEN DR SAN JOSE CA 951243133, SAN JOSE, CA 95124-3133 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 21, 2017 |
| Property Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0023708533 |
| Map Reference | MAP99 PG2 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 23708533 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3538 KERSTEN DR, SAN JOSE, CA 95124-3133 |
| Document Number | 0023708534 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 23708534 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Cambrian Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,414,324 (+2%) Land $1,204,550 Building $209,774 | |
| 2025 | $18,279.00 (+2.42%) Homeowner's exemption | $1,386,593 (+4.04%) Land $1,180,932 Building $205,661 |
| 2023 | $17,847.00 (+1.84%) Homeowner's exemption | $1,332,752 Land $1,135,076 Building $197,676 |
| 2022 | $17,525.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Sail Internet Holdings.
Based on FCC filings for 722 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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