Santa Clara County property record for 3456 Kersten Dr, San Jose, CA 95124 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1959 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Nov 2023) |
| Tax Bill | $16,253 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 447-13-017 |
| Primary APN | 447-13-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 3456 KERSTEN DR |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95124-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2108 BOOK 99 PAGE 2 LOT 68 |
| Legal Tract | 2108 |
| Legal Lot Number | 68 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 502908 |
Source: Santa Clara County records · APN 447-13-017
Assessment roll updated August 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3456 KERSTEN DR, SAN JOSE, CA 95124-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING |
| Nov 06, 2023 | Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2023 · Amount on Record |
| Deed Sale | Nov 06, 2023 · Amount on Record |
| Deed Document Number | 202325555653 |
| Prior Transfer Date | Dec 30, 2008 |
| Prior Transfer Doc | 0020260977 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 3456 KERSTEN DR, SAN JOSE, CA 95124-3132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3456 KERSTEN DR, SAN JOSE, CA 95124-3132 |
| Document Number | 0025959902 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 25959902 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 1 MACARTHUR PL STE 800, SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 06, 2023 |
| Property Address | 3456 KERSTEN DR, SAN JOSE, CA 95124-3132 |
| Document Number | 0025555653 |
| Map Reference | MB 99 PG 2 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 25555653 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3456 KERSTEN DR, SAN JOSE, CA 95124-3132 |
| Document Number | 0025555654 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 25555654 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Max Rate | 12.1% |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Cambrian Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,253.00 (+1.7%) | $1,377,000 (+137.11%) Land $1,173,000 Building $204,000 |
| 2024 | $15,981.00 (+110.14%) | |
| 2023 | $7,605.00 (-12.68%) | $580,743 Land $416,624 Building $164,119 |
| 2022 | $8,709.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855029081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 722 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Ridge Wireless | Fixed Wireless (unlicensed) | 100 / 60 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Sail Internet Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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