3527 Kady Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 3527 Kady Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,614 sqft · built 2017
Lot Size	0.254 acres (11,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,351 (May 2018)
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-338-002080`

Property Details

APN / Parcel Number

Primary APN	`114-338-002080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,614 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	740 sqft
Finished Basement	740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,070 sqft (0.254 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3527 KADY AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 MORGENDAL 2ND ADDITION LOT-008 BLOCK-002 CK-002
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	MORGENDAL 2ND ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1031
Census Tract	100804

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Apr 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
May 10, 2018	Warranty Deed, Subdivision Related Transfer DHI TITLE OF MINNESOTA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	20181369895
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	00A1531861
Date	Jun 5, 2023
Instrument	A1531861

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2043

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Apr 22, 2022
Property Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	00A1504980
Instrument Date	Apr 18, 2022
Instrument	A1504980
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Mortgage

Document Number	00A1504981
Date	Apr 22, 2022
Instrument	A1504981

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 10, 2018
Property Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090
Document Number	0001369895
Instrument Date	May 10, 2018
Instrument	1369895
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	DHI TITLE OF MINNESOTA INC

Transaction

Amount	Amount Recorded
Tax	$1,215.56
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 KADY AVE NE, SAINT MICHAEL, MN 55376-3090

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 (+6.07%)	$508,100 (+7.85%) Land $75,000 Building $433,100	$508,100 (+7.85%) Land $75,000 Building $433,100
2025		$471,100 (-7.74%) Land $77,000 Building $394,100	$471,100 (-7.74%) Land $77,000 Building $394,100
2023	$5,204.00 (-2.4%)	$510,600 Land $90,800 Building $419,800	$510,600 Land $90,800 Building $419,800
2022	$5,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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