3537 Virginia St, Gary, IN 46409 Property Records

Lake County property record for 3537 Virginia St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,504 sqft · built 1928
Lot Size0.109 acres (4,750 sqft)
OwnerCompany Name on File
Last Sale$84,787 (Nov 2025)
Tax Bill$643 (2024)
Deeds & MortgagesNov 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN001-25-47-0022-0038

Property Details

APN / Parcel Number

Primary APN001-25-47-0022-0038
Alternative APNs
  • 45-08-22-378-007.000-004
  • 254700220038

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,504 sqft Living Area
Gross Area3,756 sqft
1st Floor Area1,252 sqft
Basement Area1,252 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1985
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,750 sqft (0.109 acres)
Lot Dimensions125 ft deep x 38 ft wide
View / LotAlley
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3537 VIRGINIA ST
CityGARY
StateIN
Zip46409-1352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHUG PARK SO. BROADWAY ADD. N2. L.39 BL.3 ALL L.40 BL.3
Legal SubdivisionSCHUG PARK
Legal Block3
Legal Lot Number39
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4001
Census Tract12300

Owner

3537 Virginia St is owned by a company that bought it in November 2025.

Source: Lake County records, as of December 29, 2025

Owner of RecordCompany Name on File
Mailing Address3661 W 78TH, MERRILLVILLE, IN 46410
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on File
Deed SaleNov 20, 2025 · Amount on File
Prior SaleJun 2, 2009
Deed Document Number2025545345
Prior Transfer DateSep 14, 2006
Prior Transfer Doc0000087058
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 20, 2025
Property Address3537 VIRGINIA ST, GARY, IN 46409-1352
Document Number0000045345
Map ReferenceMB 8 PG 9
Instrument DateNov 20, 2025
Instrument2025-545345
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3661 W 78TH, MERRILLVILLE, IN 46410
InvestorPossibly a Property Investor

Mortgage

Document Number0000045346
DateNov 20, 2025
Instrument2025-545346
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 15, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,500 (+10.31%) Land $5,800 Building $78,700$84,500 (+10.31%) Land $5,800 Building $78,700
2024$643.00$76,600 (+69.84%) Land $5,800 Building $70,800$76,600 (+69.84%) Land $5,800 Building $70,800
2023$45,100 (+1.58%) Land $5,600 Building $39,500$45,100 (+1.58%) Land $5,600 Building $39,500
2022$508.00 Homeowner's exemption$44,400 Land $2,700 Building $41,700$44,400 Land $2,700 Building $41,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3537 Virginia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3537 Virginia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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