3530 Virginia St, Gary, IN 46409 Property Records

Lake County property record for 3530 Virginia St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,420 sqft · built 1958
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on File
Tax Bill$2,382 (2024)
Deeds & MortgagesJul 2017 Loan Modification
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-47-0021-0008

Property Details

APN / Parcel Number

Primary APN001-25-47-0021-0008
Alternative APNs
  • 45-08-22-377-021.000-004
  • 254700210008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area3,420 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Finished Basement1,140 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1980
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
View / LotAlley
Garage TypeDetached
Garage Area528 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3530 VIRGINIA ST
CityGARY
StateIN
Zip46409-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHUG PARK SO. BDWY. ADD. ALL LOTS 8 & 9 BL.2 N2. L.10 BL.2
Legal SubdivisionSCHUG PARK
Legal Block2
Legal Lot Number8,9
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4002
Census Tract12300

Owner

3530 Virginia St is owned and occupied by an individual who acquired it in June 2015.

Source: Lake County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address3530 VIRGINIA ST, GARY, IN 46409-1353
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2017Loan Modification, Mortgage
PINGORA LOAN SVCNG
Aug 15, 2019Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 1, 2015
Transfer Doc0000054867
Record UpdatedJun 8, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address3530 VIRGINIA ST, GARY, IN 46409-1353
Document Number0000068042
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 VIRGINIA ST GARY IN 464091353, GARY, IN 46409-1353

Mortgage

Document Number0000068042
DateOct 6, 2017
Instrument68042
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressDENVER, CO 80202
Agreement
AmountAmount on Record
Term360 Months
DueOct 5, 2047
Interest
Rate TypeFixed Rate
Rate4%

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateAug 15, 2019
Property Address3530 VIRGINIA ST, GARY, IN 46409-1353
Document Number0000054867
Instrument DateJun 1, 2015
Instrument54867
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 VIRGINIA ST GARY IN 464091353, GARY, IN 46409-1353

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,900 Land $8,400 Building $100,500$108,900 Land $8,400 Building $100,500
2024$2,382.00
2023$90,300 (-0.11%) Land $9,000 Building $81,300$90,300 (-0.11%) Land $9,000 Building $81,300
2022$2,316.00$90,400 Land $4,400 Building $86,000$90,400 Land $4,400 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3530 Virginia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3530 Virginia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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