Onondaga County and Clay Town property record for 3537 Bonstead Rd, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1940 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Nov 2009) |
| Tax Bill | $3,628 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 312489 016.-01-07.1 |
| Primary APN | 312489 016.-01-07.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 75 ft deep x 68 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 90 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3537 BONSTEAD RD |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-9635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | FL 13 1167768 |
| Legal Block | 1 |
| Legal Lot Number | 7.001 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 11300 |
3537 Bonstead Rd is owned and occupied by two individuals who acquired it in September 2014.
Source: Onondaga County and Clay Town records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3537 BONSTEAD RD, CLAY, NY 13041-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2009 · Amount on File |
| Deed Sale | Nov 6, 2009 · Amount on File |
| Prior Sale | Jun 18, 2007 · Amount on File |
| Deed Book / Page | 5106 / 834 |
| Last Transfer Date | Sep 10, 2014 |
| Transfer Doc | 0000005295/000000084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 3537 BONSTEAD RD, CLAY, NY 13041-9635 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000017386 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 20220-00017386 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 3537 Bonstead Rd was $3,628 with a homeowner's exemption.
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,628.00 Homeowner's exemption | $4,000 (-) Land $1,000 Building $3,000 | $166,667 (+14.58%) Land $41,667 Building $125,000 |
| 2024 | $4,000 (-) Land $1,000 Building $3,000 | $145,455 (+8.36%) Land $36,364 Building $109,091 | |
| 2023 | Homeowner's exemption | $4,000 Land $1,000 Building $3,000 | $134,228 Land $33,557 Building $100,671 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3537 Bonstead Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3537 Bonstead Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Windstream.
5G (outdoors only) and 4G LTE
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