3529 Bonstead Rd, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 3529 Bonstead Rd, Clay, NY 13041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1950
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2024)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`312489 016.-01-06.0`

Property Details

APN / Parcel Number

Primary APN	`312489 016.-01-06.0`
Alternative APN	`248901600000010060000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	84 ft deep x 95 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3529 BONSTEAD RD
City	CLAY
State	NY
Zip	13041-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	FL 14 1167660
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4001
Census Tract	11300

Owner

3529 Bonstead Rd is owned by two individuals who bought it in September 2024.

Source: Onondaga County and Clay Town records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9445 CHALKSTONE CRSE, BREWERTON, NY 13029-8755
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) EMPOWER FCU
Jul 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMPOWER FCU
Jan 18, 2017	Deed, Transfer NOT AVAILABLE, THOMAS W. WELCH
Jan 19, 2017	Deed, Transfer NOT AVAILABLE, THOMAS W. WELCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	202430254
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	3529 BONSTEAD RD, CLAY, NY 13041-9635
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000032775
Date	Jul 14, 2021
Instrument	20210-00032775

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jul 14, 2021
Property Address	3529 BONSTEAD RD, CLAY, NY 13041-9635
Document Number	2021000032773
Instrument Date	Jul 13, 2021
Instrument	20210-00032773
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 BONSTEAD RD, CLAY, NY 13041-9635

Mortgage

Document Number	21000032774
Date	Jul 14, 2021
Instrument	210-00032774

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	2021000032774
Date	Jul 14, 2021
Instrument	20210-00032774

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jan 18, 2017
Property Address	3529 BONSTEAD RD, CLAY, NY 13041-9635
Document Number	0000005408/0000000887
Book / Page	0000005408 / 0000000887
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, THOMAS W. WELCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5879 JORDAN RD, JORDAN, NY 13080-9767

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jan 19, 2017
Property Address	3529 BONSTEAD RD, CLAY, NY 13041-9635
Document Number	0000005408/0000000887
Book / Page	0000005408 / 0000000887
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, THOMAS W. WELCH

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5879 JORDAN RD, JORDAN, NY 13080-9767

Tax Assessment & Valuation

The 2025 property tax bill for 3529 Bonstead Rd was $1,914.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00	$2,000 Land $400 Building $1,600	$83,333 Land $16,667 Building $66,666
2023		$2,000 Land $400 Building $1,600	$67,114 Land $13,423 Building $53,691

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3529 Bonstead Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3529 Bonstead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bonstead Rd

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