3537 45th St, Highland, IN 46322 Property Records

Lake County property record for 3537 45th St, Highland, IN 46322 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1964
Lot Size	0.169 acres (7,380 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,670 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0338-0023`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0338-0023`
Alternative APNs	`45-07-27-377-043.000-026` `162703380023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Gazebo	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0338-0023
Old Parcel Number	162703380023
Street Address	3537 45TH ST
City	HIGHLAND
State	IN
Zip	46322-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHTOWN ESTATES 11TH ADD. ALL LOT 505
Legal Subdivision	SOUTHTOWN ESTATES 11TH ADD
Legal Lot Number	505
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1002
Census Tract	40802

Owner

Source: Lake County records · APN 007-16-27-0338-0023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3537 45TH ST, HIGHLAND, IN 46322-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Mar 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 1992
Deed Sale	Oct 30, 1992
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3537 45TH ST, HIGHLAND, IN 46322-3101
Transaction Type	Mortgage
Record Updated	May 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 45TH ST, HIGHLAND, IN 46322-3101

Mortgage

Document Number	0000017684
Date	Apr 27, 2022
Instrument	2022-517684

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3537 45TH ST, HIGHLAND, IN 46322-3101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020304
Date	Mar 29, 2018
Instrument	2018 020304

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,800 (+15.03%) Land $40,700 Building $237,100	$277,800 (+15.03%) Land $40,700 Building $237,100
2024	$2,670.00 (+19.25%)
2023		$241,500 (+6.95%) Land $40,700 Building $200,800	$241,500 (+6.95%) Land $40,700 Building $200,800
2022	$2,239.00 Homeowner's exemption	$225,800 Land $40,700 Building $185,100	$225,800 Land $40,700 Building $185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890408021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	5 (1979–2007)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2007, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 552 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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