3527 45th St, Highland, IN 46322 Property Records

Lake County property record for 3527 45th St, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,720 sqft · built 1962
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2023)
Tax Bill	$1,305 (2024)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-16-27-0338-0025`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0338-0025`
Alternative APNs	`45-07-27-377-041.000-026` `162703380025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0338-0025
Old Parcel Number	162703380025
Street Address	3527 45TH ST
City	HIGHLAND
State	IN
Zip	46322-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHTOWN ESTATES 11TH ADD. LOT 507
Legal Subdivision	SOUTHTOWN ESTATES 11TH ADD
Legal Lot Number	507
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1002
Census Tract	40802

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3527 45TH ST, HIGHLAND, IN 46322-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	2023-530597
Record Updated	Jun 8, 2026

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Sep 18, 2023
Property Address	3527 45TH ST, HIGHLAND, IN 46322-3101
Document Number	0000030597
Map Reference	MB 35 PG 35
Instrument Date	Sep 15, 2023
Instrument	2023-530597
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 45TH ST, HIGHLAND, IN 46322-3101

Mortgage

Document Number	0000030598
Date	Sep 18, 2023
Instrument	2023-530598

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,100 (+15.82%) Land $40,700 Building $229,400	$270,100 (+15.82%) Land $40,700 Building $229,400
2024	$1,305.00 (+24.64%)
2023		$233,200 (+10.99%) Land $40,700 Building $192,500	$233,200 (+10.99%) Land $40,700 Building $192,500
2022	$1,047.00 (-44.34%)	$210,100 Land $40,700 Building $169,400	$210,100 Land $40,700 Building $169,400
2021	$1,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2007)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures