3536 Totten Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3536 Totten Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,668 sqft · built 1994
Lot Size0.151 acres (6,578 sqft)
Owner2 Trust Names on Record
Last Sale$500,000 (Mar 2017)
Tax Bill$16,146 (2025)
Deeds & MortgagesJun 2022 Sale & Line of Credit
Sep 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-0002-0078-00

Property Details

APN / Parcel Number

Primary APN045-0002-0078-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,668 sqft Living Area
Gross Area4,300 sqft
1st Floor Area1,632 sqft
2nd Floor Area1,036 sqft
Basement Area1,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area6,578 sqft (0.151 acres)
Lot Width15 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3536 TOTTEN AVE
CityCINCINNATI
StateOH
Zip45226-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal DescriptionTOTTEN AVE 0.1517 AC LOT 1 MT LOOKOUT MEADOWS SUB
Legal SubdivisionMT LOOKOUT MEADOWS SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3006
Census Tract4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · Line of Credit
KEMBA CREDIT UNION INC
Sep 11, 2020Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
Mar 31, 2017Grant Deed, Transfer · Line of Credit
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleJan 27, 1995
Deed Document Number201728352
Last Transfer DateJan 21, 2025
Transfer Doc0000005740
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 27, 2022
Property Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260
Document Number0000063450
Book / Page14696 / 2823
Map ReferenceMB 311 PG 8&9
Instrument DateJun 17, 2022
Instrument2022-0063450
Transaction TypeTransfer
Record UpdatedJul 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,249.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260

Mortgage

Document Number0000063451
DateJun 27, 2022
Instrument2022-0063451
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260
Document Number0000095091
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3536 TOTTEN AVE CINCINNATI OH 452261260, CINCINNATI, OH 45226-1260

Mortgage

Document Number0000095091
DateSep 18, 2020
Book Page014256/000059
Instrument95091
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 17, 2035
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260
Document Number0000059456
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3536 TOTTEN AVE CINCINNATI OH 452261260, CINCINNATI, OH 45226-1260

Mortgage

Document Number0000059456
DateJul 23, 2019
Book Page013964/000782
Instrument59456
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 22, 2034
Interest
Rate TypeAdjustable Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateMar 31, 2017
Property Address3536 TOTTEN AVE, CINCINNATI, OH 45226-1260
Document Number0000028352
Book / Page013386 / 000265
Instrument DateMar 16, 2017
Instrument28352
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3536 TOTTEN AVE CINCINNATI OH 452261260, CINCINNATI, OH 45226-1260

Mortgage

Document Number28353
DateMar 31, 2017
Book Page013386/000267
Instrument28353
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,146.00 (+3.14%)$262,466 (+%) Land $49,459 Building $213,007$749,900 (-) Land $141,310 Building $608,590
2024$15,655.00 (-2.21%)$262,464 (-) Land $49,458 Building $213,006
2023$16,009.00 (+14.2%)$262,464 (+27.33%) Land $49,458 Building $213,006$749,900 (+27.33%) Land $141,310 Building $608,590
2022$14,018.00 Homeowner's exemption$206,129 Land $46,900 Building $159,229
2020$588,940 Land $134,000 Building $454,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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