3548 Totten Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3548 Totten Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,024 sqft · built 1994
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on Record
Tax Bill$18,646 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN045-0002-0081-00

Property Details

APN / Parcel Number

Primary APN045-0002-0081-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area5,024 sqft Living Area
Gross Area6,117 sqft
1st Floor Area2,151 sqft
2nd Floor Area1,873 sqft
Basement Area2,093 sqft
Finished Basement1,000 sqft
Unfinished Basement1,093 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,411 sqft (0.239 acres)
Lot Width52 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area146 sqft
Patio Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3548 TOTTEN AVE
CityCINCINNATI
StateOH
Zip45226-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal DescriptionTOTTEN AVE 0.2387 AC LOT 4 MT LOOKOUT MEADOWS SUB
Legal SubdivisionMT LOOKOUT MEADOWS SUB
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3006
Census Tract4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3548 TOTTEN AVE, CINCINNATI, OH 45226-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 16, 2024
Transfer Doc0000066999
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3548 TOTTEN AVE, CINCINNATI, OH 45226-1260
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080207
DateNov 13, 2023
Book Page15041/969
Instrument2023-0080207
Lender
NameFORCHT BANK NA
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,646.00 (+3.14%)$303,212 (-) Land $54,705 Building $248,507$866,320 (-) Land $156,300 Building $710,020
2024$18,079.00 (-2.21%)$303,212 (-) Land $54,705 Building $248,507
2023$18,488.00 (-1.68%)$303,212 (+9.6%) Land $54,705 Building $248,507$866,320 (+9.6%) Land $156,300 Building $710,020
2022$18,803.00 Homeowner's exemption$276,647 Land $51,877 Building $224,770
2020$790,420 Land $148,220 Building $642,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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