3536 E 116th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3536 E 116th St, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,324 sqft · built 1971
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,072,645 (Oct 2025)
Tax Bill	$5,315 (2024)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-303-040.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-303-040.000-018`
Alternative APN	`1610320303040000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,324 sqft Living Area
Gross Area	5,864 sqft
1st Floor Area	4,324 sqft
2nd Floor Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1977
Exterior Material	Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,540 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Shed	1 Shed
Shed Area	80 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3536 E 116TH ST
City	CARMEL
State	IN
Zip	46033-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.20, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN FORESTS, LOT 50
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN FORESTS
Legal Lot Number	50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Transfer on Death Deed, Transfer
Oct 3, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2023	Intrafamily Transfer, Transfer
Aug 25, 2023	Intrafamily Transfer, Transfer
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Aug 25, 2023
Deed Document Number	202542525
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0000032656
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 8, 2025
Property Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Document Number	0000053119
Map Reference	MB 3 PG 87
Instrument Date	Dec 5, 2025
Instrument	2025053119
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3536 E 116TH ST, CARMEL, IN 46033-3245

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 3, 2025
Property Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Document Number	0000042525
Map Reference	PL 3 PG 87
Instrument Date	Sep 30, 2025
Instrument	2025042525
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 E 116TH ST, CARMEL, IN 46033-3245

Mortgage

Date	Oct 3, 2025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 25, 2023
Property Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Document Number	0000032656
Map Reference	MB 3 PG 87
Instrument Date	Aug 3, 2023
Instrument	2023032656
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 E 116TH ST, CARMEL, IN 46033-3245

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 25, 2023
Property Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Document Number	0000032656
Map Reference	MB 3 PG 87
Instrument Date	Aug 3, 2023
Instrument	2023032656
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 E 116TH ST, CARMEL, IN 46033-3245

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3536 E 116TH ST, CARMEL, IN 46033-3245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032200
Date	Jul 7, 2017
Instrument	2017032200

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	May 25, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$489,300 (+5.07%) Land $170,900 Building $318,400	$489,300 (+5.07%) Land $170,900 Building $318,400
2024	$5,315.00 (+1.18%)	$465,700 (-) Land $170,900 Building $294,800	$465,700 (-) Land $170,900 Building $294,800
2023	$5,253.00 (-13.87%) Homeowner's exemption	$465,700 (-9.87%) Land $170,900 Building $294,800	$465,700 (-9.87%) Land $170,900 Building $294,800
2022	$6,099.00 (+7.57%) Homeowner's exemption	$516,700 Land $126,700 Building $390,000	$516,700 Land $126,700 Building $390,000
2021	$5,670.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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