3320 E 116th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3320 E 116th St, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,342 sqft · built 1977
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,055 (2024)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-301-026.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-301-026.000-018`
Alternative APN	`1610320301026000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,342 sqft Living Area
1st Floor Area	1,568 sqft
2nd Floor Area	1,598 sqft
Basement Area	1,568 sqft
Finished Basement	1,176 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	318 ft deep x 115 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610320301026000
Street Address	3320 E 116TH ST
City	CARMEL
State	IN
Zip	46033-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 1, LOT 41
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATE
Legal Block	1
Legal Lot Number	41
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-32-301-026.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3320 E 116TH ST, CARMEL, IN 46033-3242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3320 E 116TH ST, CARMEL, IN 46033-3242
Document Number	0000050724
Instrument Date	Sep 07, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3320 E 116TH ST CARMEL IN 460333242, CARMEL, IN 46033-3242

Mortgage

Document Number	0000050724
Date	Oct 12, 2017
Instrument	50724

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2027

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$569,200 (+6.89%) Land $195,400 Building $373,800	$569,200 (+6.89%) Land $195,400 Building $373,800
2024	$6,055.00 (+2.11%)	$532,500 (-1.08%) Land $195,400 Building $337,100	$532,500 (-1.08%) Land $195,400 Building $337,100
2023	$5,930.00 (+6.83%) Homeowner's exemption	$538,300 (+10.69%) Land $118,200 Building $420,100	$538,300 (+10.69%) Land $118,200 Building $420,100
2022	$5,551.00 Homeowner's exemption	$486,300 Land $118,200 Building $368,100	$486,300 Land $118,200 Building $368,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.