1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Westminster Rd

3515 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 3515 Westminster Rd, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,907 sqft · built 2016
Lot Size0.236 acres (10,293 sqft)
OwnerIndividual Name on Record
Last Sale$178,000 (Nov 2017)
Tax Bill$4,886 (2024)
Deeds & MortgagesNov 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNS-02-35-28-030-0970-0040

Property Details

APN / Parcel Number

Primary APNS-02-35-28-030-0970-0040
Alternative APN
  • C02352803009700040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,907 sqft Living Area
FlooringOther
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,293 sqft (0.236 acres)
Lot Dimensions126 ft deep x 82 ft wide
Garage TypeFinished
Garage Area444 sqft
DrivewayDriveway
Driveway Area512 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area210 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC02352803009700040
Street Address3515 WESTMINSTER RD
CitySEBRING
StateFL
Zip33875-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKEWOOD TERRACE SH 1 PB 2-PG 50 PARCEL 4 AKA-LOT 18 + WLY PORT OF LOT 19 BLK 97
Legal Range28E
Legal Township35S
Legal Section02
Legal SubdivisionLAKEWOOD TERRACE SH 01
Legal Block97
Legal Lot Number19
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1015
Census Tract961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3515 WESTMINSTER RD, SEBRING, FL 33875-4627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 6, 2017Deed of Trust, Subdivision Related Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Prior SaleMay 23, 2016
Deed Document Number1872938
Deed Book / Page2607 / 0936
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3515 WESTMINSTER RD, SEBRING, FL 33875-4627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002004944
DateNov 3, 2020
Book Page2781/1379
Instrument2004944
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

November 2017: Deed of Trust, Subdivision Related Transfer

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3515 WESTMINSTER RD, SEBRING, FL 33875-4627
Document Number0001872939
Instrument DateNov 6, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 WESTMINSTER RD SEBRING FL 338754627, SEBRING, FL 33875-4627
InvestorPossibly a Property Investor

Mortgage

Document Number0001872939
DateNov 14, 2017
Book Page002607/000937
Instrument1872939
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$269,788 (+10.23%) Land $17,989 Building $251,799$269,788 (+10.23%) Land $17,989 Building $251,799
2024$4,886.00 (+7.86%)
2023$4,530.00 (+10.87%)$244,752 (+10.82%) Land $11,070 Building $233,682$244,752 (+10.82%) Land $11,070 Building $233,682
2022$4,086.00$220,860 Land $11,070 Building $209,790$220,860 Land $11,070 Building $209,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

Nearby Properties on Westminster Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures