Okeechobee County property record for 3535 NW 28th Ave, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,607 sqft · built 2022 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Nov 2022) |
| Tax Bill | $3,802 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-05-37-35-0020-00270-0020 |
| Primary APN | 1-05-37-35-0020-00270-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,607 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,607 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 415 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3535 NW 28TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 2 BLOCK 27 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 05 |
| Legal Subdivision | BASSWOOD INCORPORATED UNIT NUMBER 2 |
| Legal Block | 27 |
| Legal Lot Number | 2 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 910201 |
3535 NW 28th Ave is owned and occupied by two individuals who acquired it in September 2026.
Source: Okeechobee County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 25, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 2, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 13, 2021 | Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Jan 13, 2021 · Amount on File |
| Deed Document Number | 202214383 |
| Last Transfer Date | Sep 24, 2026 |
| Transfer Doc | 0000010733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Document Number | 0000010733 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202610733 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Document Number | 0000014383 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022014383 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1963 US HIGHWAY 98 N, OKEECHOBEE, FL 34972-8768 |
| Name | Verified Name |
|---|---|
| Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Document Number | 0000014384 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022014384 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 13, 2021 |
| Property Address | 3535 NW 28TH AVE, OKEECHOBEE, FL 34972-1434 |
| Document Number | 0000000380 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 380 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $228.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1963 US HWY 90 N OKEECHOBEE FL 34972, OKEECHOBEE, FL 34972 |
The 2025 property tax bill for 3535 NW 28th Ave was $3,802.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,802.00 | $265,794 | $289,298 Land $26,500 Building $262,798 |
| 2023 | $4,060.00 (+1,304.84%) Homeowner's exemption | $285,889 (+2,282.41%) Land $17,500 Building $268,389 | $285,889 (+2,282.41%) Land $17,500 Building $268,389 |
| 2022 | $289.00 | $12,000 Land $12,000 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3535 NW 28th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 42 (1998–2025) |
| Claims Outside the SFHA | 3 of 42 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3535 NW 28th Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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