3496 NW 28th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3496 NW 28th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Vacant Land
Lot Size	0.357 acres (15,594 sqft)
Owner	Individual Name on Record
Tax Bill	$255 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0020-00260-0180`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0020-00260-0180`

Exterior

Lot Area	15,594 sqft (0.357 acres)
Lot Dimensions	125 ft deep x 125 ft wide

Location & Zoning

Street Address	3496 NW 28TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1416
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 18 BLOCK 26
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	TO-WIT BASSWOOD INCORPORATED U
Legal Block	26
Legal Lot Number	18
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3010
Census Tract	910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3534 NW 28TH AVE, OKEECHOBEE, FL 34972-1418
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	2018007354
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 21, 2020
Property Address	3496 NW 28TH AVE, OKEECHOBEE, FL 34972-1416
Document Number	0000010233
Instrument Date	Oct 16, 2020
Instrument	10233
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 NW 28TH AVE OKEECHOBEE FL 349721418, OKEECHOBEE, FL 34972-1418

Mortgage

Document Number	10234
Date	Oct 21, 2020
Instrument	10234

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (-22.26%)	$26,500 (+51.43%) Land $26,500	$26,500 (+51.43%) Land $26,500
2023	$328.00 (+19.71%)	$17,500 (+45.83%) Land $17,500	$17,500 (+45.83%) Land $17,500
2022	$274.00	$12,000 Land $12,000	$12,000 Land $12,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20