3535 NW 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3535 NW 18th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 2006
Lot Size	0.357 acres (15,594 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0010-00070-0020`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00070-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,837 sqft Heated Area
Gross Area	2,714 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.357 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3535 NW 18TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 2 BLOCK 7
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED
Legal Block	7
Legal Lot Number	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3009
Census Tract	910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00070-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3535 NW 18TH AVE, OKEECHOBEE, FL 34972-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2001
Deed Sale	Feb 12, 2001
Deed Document Number	0045000363
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3535 NW 18TH AVE, OKEECHOBEE, FL 34972-1604
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 NW 18TH AVE, OKEECHOBEE, FL 34972-1604

Mortgage

Document Number	0000002396
Date	Feb 22, 2022
Instrument	2022002396

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (-36.18%) Homeowner's exemption	$114,215 (+5.99%)	$287,119 (+0.63%) Land $26,500 Building $260,619
2023	$1,581.00 (+10.17%) Homeowner's exemption	$107,763 (+3%)	$285,325 (+25.24%) Land $17,500 Building $267,825
2022	$1,435.00 Homeowner's exemption	$104,624	$227,824 Land $12,000 Building $215,824

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), as of July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939102013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 118 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4470257, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.