3496 NW 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3496 NW 18th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1962
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Feb 2023)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Sep 2023 Sale & Second Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0010-00060-0150`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00060-0150`
Alternative APN	`R10537350010000600150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,251 sqft Living Area
1st Floor Area	1,166 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3496 NW 18TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 15 BLOCK 6
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED
Legal Block	6
Legal Lot Number	15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3009
Census Tract	910201

Owner

Source: Okeechobee County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16925 NW 272 2ND ST, OKEECHOBEE, FL 34972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Feb 23, 2023	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Oct 6, 2022	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	20232245
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0006521763
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 8, 2023
Property Address	3496 NW 18TH AVE, OKEECHOBEE, FL 34972-1628
Document Number	0000010562
Map Reference	MB 3 PG 22
Instrument Date	Sep 8, 2023
Instrument	2023010562
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16925 NW 272ND ST, OKEECHOBEE, FL 34972-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 NW 18TH AVE, OKEECHOBEE, FL 34972-1628

Mortgage

Document Number	0000010564
Date	Sep 8, 2023
Instrument	2023010564

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000010563
Date	Sep 8, 2023
Instrument	2023010563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	NEW BLOOMINGTON, OH 43341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 23, 2023
Property Address	3496 NW 18TH AVE, OKEECHOBEE, FL 34972-1628
Document Number	0000002245
Map Reference	MB 3 PG 22
Instrument Date	Feb 21, 2023
Instrument	2023002245
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16925 NW 272 2ND ST, OKEECHOBEE, FL 34972

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 6, 2022
Property Address	3496 NW 18TH AVE, OKEECHOBEE, FL 34972-1628
Document Number	0000013168
Map Reference	MB 3 PG 22
Instrument Date	Oct 6, 2022
Instrument	2022013168
Transaction Type	Foreclosure
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Tax	$280.70
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 W LINEBAUGH AVE, TAMPA, FL 33625-5800

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (+61.27%) Homeowner's exemption	$178,939 (+154.98%)	$179,396 (+155.63%) Land $26,500 Building $152,896
2023	$1,619.00 (+39.81%)	$70,178 (+28.1%) Land $17,500 Building $52,678	$70,178 (+28.1%) Land $17,500 Building $52,678
2022	$1,158.00	$54,782 Land $12,000 Building $42,782	$54,782 Land $12,000 Building $42,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	42 (1998–2025)
Claims Outside the SFHA	3 of 42
Most Recent Claim	Aug 2025
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Wilma, Oct 2005 · 7 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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