Hamilton County property record for 3535 Elder Gap Pl, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,474 sqft · built 1994 |
| Lot Size | 0.016 acres (700 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $249,000 (Jun 2007) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144C F 008 |
| Primary APN | 144C F 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 700 sqft (0.016 acres) |
| Lot Dimensions | 2 ft deep x 350 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000125091 |
|---|---|
| Street Address | 3535 ELDER GAP PL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 EAST ELDER ESTATES WAS 144-009 PB 43 PG 133 |
| Legal Subdivision | EAST ELDER ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Feb 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2007 · Amount on Record |
| Deed Sale | Jun 27, 2007 · Amount on Record |
| Prior Sale | Apr 7, 2005 · Amount on Record |
| Deed Document Number | 2007062700303 |
| Deed Book / Page | 8386 / 687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Document Number | 0000000136 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 14170/952 |
| Instrument | 2026012100136 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | HIXSON, TN 37343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Document Number | 1021000116 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3535 ELDER GAP PL CHATTANOOGA TN 374191074, CHATTANOOGA, TN 37419-1074 |
| Document Number | 1021000116 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 012199/000848 |
| Instrument | 201021000116 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Document Number | 0225000062 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3535 ELDER GAP PL CHATTANOOGA TN 374191074, CHATTANOOGA, TN 37419-1074 |
| Document Number | 0225000062 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 011571/000461 |
| Instrument | 190225000062 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 24, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3535 ELDER GAP PL, CHATTANOOGA, TN 37419-1074 |
| Document Number | 0611000254 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3535 ELDER GAP PL CHATTANOOGA TN 374191074, CHATTANOOGA, TN 37419-1074 |
| Document Number | 0611000254 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 011370/000868 |
| Instrument | 180611000254 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2033 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 (-7.75%) | $93,550 (+36.22%) | $374,200 (+36.22%) Land $40,000 Building $334,200 |
| 2024 | $1,536.00 | $68,675 (-) | $274,700 (-) Land $40,000 Building $234,700 |
| 2023 | $1,536.00 | $68,675 (-) | $274,700 (-) Land $40,000 Building $234,700 |
| 2022 | $1,536.00 | $68,675 | $274,700 Land $40,000 Building $234,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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