Hamilton County property record for 3514 Elder Gap Pl, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,373 sqft · built 1995 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $254,000 (Dec 2003) |
| Tax Bill | $2,513 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 144C F 005 |
| Primary APN | 144C F 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,373 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 139,392 sqft (3.2 acres) |
| Lot Dimensions | 204 ft deep x 54.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000125489 |
|---|---|
| Street Address | 3514 ELDER GAP PL |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 EAST ELDER ESTATES PB 43 PG 68 REV 51-181 REV PB 124 PG 73 OUT OF 144-9 FOR 1988 |
| Legal Subdivision | EAST ELDER ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3514 ELDER GAP PL, CHATTANOOGA, TN 37419-1073 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2003 · Amount on Record |
| Deed Sale | Dec 22, 2003 · Amount on Record |
| Deed Document Number | 2003122200416 |
| Deed Book / Page | 6969 / 956 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 (+3.25%) | $165,825 (+52.38%) | $663,300 (+52.38%) Land $81,600 Building $581,700 |
| 2024 | $2,434.00 (+18.67%) | $108,825 (+18.68%) | $435,300 (+18.68%) Land $79,700 Building $355,600 |
| 2023 | $2,051.00 | $91,700 (-) | $366,800 (-) Land $79,700 Building $287,100 |
| 2022 | $2,051.00 | $91,700 | $366,800 Land $79,700 Building $287,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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