3534 S 2640 E, Saint George, UT 84790 Property Records

Washington County property record for 3534 S 2640 E, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 7,158 sqft · built 2012
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,590,680 (Feb 2024)
Tax Bill	$9,750 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-SVLY-2-6`

Property Details

APN / Parcel Number

Primary APN	`SG-SVLY-2-6`
Alternative APN	`0896495`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	7,158 sqft Living Area
Gross Area	7,473 sqft
Basement Area	2,259 sqft
Finished Basement	2,259 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Concrete
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Easement
Garage Type	Attached
Garage Area	1,538 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	1,010 sqft
Deck Area	Deck Area
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0896495
Street Address	3534 S 2640 E ST
City	SAINT GEORGE
State	UT
Zip	84790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SUN VALLEY EST 2 (SG) LOT: 6
Legal Subdivision	SUN VALLEY ESTATES PH 2
Legal Lot Number	6
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1041
Census Tract	271702

Owner

Source: Washington County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit CACHE VALLEY BANK
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Feb 23, 2024	Warranty Deed, Transfer EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage CACHE VALLEY BANK
Apr 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Feb 23, 2024
Deed Document Number	20245469
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000016569
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Recording Date	Jun 16, 2026
Property Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Document Number	0000023048
Instrument Date	Jun 11, 2026
Instrument	202623048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982

Mortgage

Document Number	0000023048,
Date	Jun 16, 2026
Instrument	202623048

Lender

Name	CACHE VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Recording Date	Jun 1, 2026
Property Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Document Number	0000021279
Instrument Date	May 26, 2026
Instrument	202621279
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982

Mortgage

Document Number	0000021279,
Date	Jun 1, 2026
Instrument	202621279

Lender

Name	CACHE VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Feb 23, 2024
Property Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Document Number	0000005469
Instrument Date	Feb 20, 2024
Instrument	20240005469
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Feb 23, 2024
Property Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Document Number	0000005468
Instrument Date	Feb 16, 2024
Instrument	20240005468
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3534 SOUTH 2640 EAST STREET, SAINT GEORGE, UT 84790

Mortgage

Document Number	0000005474
Date	Feb 23, 2024
Instrument	20240005474

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	2 Years
Min Rate At Change	3.5%
Max Rate At Change	13%
Index	1-Year CMT
Max Rate	13%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	Apr 24, 2017
Property Address	3534 S 2640 E, SAINT GEORGE, UT 84790-4982
Document Number	0000016569
Instrument Date	Apr 12, 2017
Instrument	16569
Transaction Type	Transfer
Record Updated	Jun 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3534 S 2640 E ST GEORGE UT 847904982, ST GEORGE, UT 84790-4982

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,750.00 (+103.72%)	$1,480,900 (+107.07%) Land $318,000 Building $1,162,900	$1,480,900 (+13.89%) Land $318,000 Building $1,162,900
2023	$4,786.00	$715,165	$1,300,300 Land $275,000 Building $1,025,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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