3534 Gallant Fox Dr, Elgin, IL 60124 Property Records

Kane County property record for 3534 Gallant Fox Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,260 sqft · built 2009
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Dec 2010)
Tax Bill	$10,700 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-12-221-007`

Property Details

APN / Parcel Number

Primary APN	`05-12-221-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,260 sqft Living Area
Basement Area	1,230 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3534 GALLANT FOX DR
City	ELGIN
State	IL
Zip	60124-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD A LT 731
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	731
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2041
Census Tract	850711

Owner

3534 Gallant Fox Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3534 GALLANT FOX DR, ELGIN, IL 60124-5702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2010 · Amount on File
Deed Sale	Dec 7, 2010 · Amount on File
Prior Sale	Jun 13, 2008 · Amount on File
Deed Document Number	201082846
Last Transfer Date	Sep 9, 2021
Transfer Doc	0000072078
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 22, 2021
Property Address	3534 GALLANT FOX DR, ELGIN, IL 60124-5702
Document Number	0000072078
Instrument Date	Sep 9, 2021
Instrument	2021K072078
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 GALLANT FOX DR, ELGIN, IL 60124-5702

Mortgage

Document Number	0000072079
Date	Sep 22, 2021
Instrument	2021K072079

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3534 Gallant Fox Dr was $10,700 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,700.00 Homeowner's exemption	$147,842 (+7.79%) Land $27,804 Building $120,038	$443,703 (+7.79%) Land $83,445 Building $360,258
2024		$137,158 Land $25,795 Building $111,363	$411,639 Land $77,416 Building $334,223
2022	$9,698.00 (-0.47%) Homeowner's exemption	$108,459 (+3.51%) Land $24,917 Building $83,542	$325,377 (+3.51%) Land $74,751 Building $250,626
2021	$9,744.00 Homeowner's exemption	$104,781 Land $24,072 Building $80,709	$314,343 Land $72,216 Building $242,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3534 Gallant Fox Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3534 Gallant Fox Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20