3531 Gallant Fox Dr, Elgin, IL 60124 Property Records

Kane County property record for 3531 Gallant Fox Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Apr 2016)
Tax Bill	$11,871 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-12-222-005`

Property Details

APN / Parcel Number

Primary APN	`05-12-222-005`

Exterior

Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	3531 GALLANT FOX DR
City	ELGIN
State	IL
Zip	60124-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD A LT 760
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	760
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2044
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3531 GALLANT FOX DR, ELGIN, IL 60124-5702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	201620361
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3531 GALLANT FOX DR, ELGIN, IL 60124-5702
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000313
Date	Jan 3, 2024
Instrument	2024K000313

Lender

Name	CRYSTAL LAKE BANK & TRUST COMPANY NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate	20%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,871.00 (-3.84%) Homeowner's exemption
2024	$12,345.00 (+5%)	$151,356 (+16.24%) Land $29,480 Building $121,876	$454,250 (+16.29%) Land $88,475 Building $365,774
2022	$11,757.00 (-0.51%) Homeowner's exemption	$130,210 (+3.51%) Land $28,476 Building $101,734	$390,630 (+3.51%) Land $85,428 Building $305,202
2021	$11,817.00 Homeowner's exemption	$125,794 Land $27,510 Building $98,284	$377,382 Land $82,530 Building $294,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20